Retirement http://www.kunc.org en How Do Companies Boost 401(k) Enrollment? Make It Automatic http://www.kunc.org/post/how-do-companies-boost-401k-enrollment-make-it-automatic More Americans are saving for retirement through their employers' 401(k) programs. That's because in recent years they've been given a strong nudge — more companies are automatically enrolling workers in retirement savings programs.<p>Some firms are also automatically increasing the amount employees contribute. Mon, 21 Apr 2014 11:53:00 +0000 Chris Arnold 55644 at http://www.kunc.org How Do Companies Boost 401(k) Enrollment? Make It Automatic One More Speed Bump For Your Retirement Fund: Basic Human Impulse http://www.kunc.org/post/one-more-speed-bump-your-retirement-fund-basic-human-impulse Saving for retirement is a challenge facing most Americans. Research shows the challenge is made harder by our basic human impulses. We know we should be saving. But we don't. We consistently make bad financial decisions.<p>One thing that leads us astray is what behavioral economists call "loss aversion." In other words, we hate losing. And that gets in the way of us winning — if winning is making smart financial decisions.<p><strong>How A Smashed Car Is Like A Smashed Nest Egg</strong><p>A few months ago I got rear-ended and my Jeep Cherokee was totaled. It's the first new car I ever bought. Thu, 03 Apr 2014 22:07:00 +0000 Chris Arnold 55170 at http://www.kunc.org One More Speed Bump For Your Retirement Fund: Basic Human Impulse When Planning For The Future, Women Have Been Hands Off http://www.kunc.org/post/when-planning-future-women-have-been-hands It's a truism in the financial industry that women need to get more out of their money than men since they live longer and make less, especially if they take time out to care for children or aging parents. Mon, 31 Mar 2014 10:16:00 +0000 Jennifer Ludden 55053 at http://www.kunc.org When Planning For The Future, Women Have Been Hands Off Retirement Could Bring A Wave Of Boomer Businesses To Market http://www.kunc.org/post/retirement-could-bring-wave-boomer-businesses-market <p>So-called “business brokers” match buyers and sellers for all kinds of small enterprises, everything from high-end hair salons to septic tank cleaning. For those in the business of selling businesses, 2014 is expected to be a big year across Colorado and the U.S.</p><p>When it comes to the recent boom, it’s, well, baby boomers who are mostly behind the uptick.</p><p> Wed, 26 Mar 2014 11:00:00 +0000 Grace Hood 54927 at http://www.kunc.org Retirement Could Bring A Wave Of Boomer Businesses To Market 4 Reasons Why Millions Of Americans Are Leaving The Workforce http://www.kunc.org/post/4-reasons-why-millions-americans-are-leaving-workforce The unemployment rate only includes people who don't have jobs and are looking for work. A much larger swath of people — about 36 percent of U.S. adults — don't have jobs and aren't looking for work at all. That figure is higher than it's been in decades (and, conversely, the share of adults in the labor force — shown in the graph above — is lower than it's been in decades).<p>Here are four reasons why so many people are leaving the labor force.<p><strong>1. They're retiring.</strong><p>The baby boomers are hitting retirement age. Fri, 02 Aug 2013 07:17:00 +0000 47833 at http://www.kunc.org 4 Reasons Why Millions Of Americans Are Leaving The Workforce