Enrollment in the federal government's new health insurance exchange picked up sharply in November, but the number of people signing up for coverage still trails original forecasts. Officials from the Obama administration say they expect the pace of enrollments will continue to increase now that the insurance website is working more smoothly.
President Obama repeated this line or a variation of it many times during the campaign to pass his landmark health care bill: "If you like your health care plan, you'll be able to keep your health care plan, period."
But while that might be true for people who get health insurance through their employer, it's not true for many people who buy their policies in the individual market — about 5 percent of the nation's policyholders.
If you're on Medicare and you're in the hospital for a few days, you may think you're an inpatient. The hospital may have other ideas. Increasingly, hospitals are placing older patients on "observation status." They may be there for days, but technically they're still outpatients.
This is a big deal for someone on Medicare because follow-up treatment in a nursing home isn't covered unless someone has been an inpatient for at least three days. That's leaving some seniors on the hook for thousands of dollars in nursing home bills.