Originally published on Fri December 14, 2012 2:48 pm
By Phil Galewitz
Few people expected that the Obama administration would be running health exchanges in more than 30 states when the federal health law was signed two years ago.
But with the deadline for states to decide just hours away, only 18 states and the District of Columbia have proposed operating their own insurance marketplaces. The exchanges are a key tool under the law to expand health coverage to an estimated 23 million people over the next four years.
When it comes to health insurance, working for a small company often means making do with less than employees get at big firms.
Small companies offer coverage less often. Even when they do make it available, it may cost more and be less comprehensive. One reason: Small employers just don't have the bargaining clout with insurers that larger firms have.
You've got questions about the health law? The Obama administration has some answers. Finally.
Now that the Supreme Court has found the Affordable Care Act constitutional and the president's re-election made clear that big chunks of the law will take effect Jan. 1, 2014, the administration is finally releasing rules of the road that states and insurance companies have been clamoring for.