Originally published on Tue September 24, 2013 1:53 pm
As the scheduled launch of the state health insurance marketplaces on Oct. 1 approaches, many parents have questions about covering their children. Here are a few we got recently.
I am a divorced dad who has responsibility for maintaining my 15-year-old daughter's health insurance. It was easy when I was working and had a corporate health plan. Now that I am retired and covered by Medicare, I am looking for alternatives when the new exchanges open. Can I buy health insurance for just my underage daughter on these new exchanges?
When the Affordable Care Act was working its way through Congress, Gary Lauer was nervous. Part of the bill sounded grim. It said people could buy required health coverage online, but only through websites run by state and federal governments.
"That was going to pretty much delete us from the landscape," he says.
With the launch of new health insurance exchanges just about two weeks away, many of the questions in this month's mailbag focused less on the big picture and more on exactly how the law will operate for individuals.
We can't answer every question we get. But here is a sampling of questions that were really popular, or that would apply to a lot of people.
If the volume of reader email is any indication, people are finally thinking hard about how the health care overhaul will affect them.
Online health insurance marketplaces will open in less than a month. Some people who get insurance through employers want to know if it's OK to buy a plan on an exchange instead. The answer is yes, but the purchasers may not qualify for subsidies.