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Shortly after 9:00 a.m., the state's insurance website was live. In almost no time there had been more than 100,000 visits, and someone had already enrolled by 9:30. But throughout the morning, it was tough to get the website to load.
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The federal health law enters a new phase now that consumers can finally kick the tires on health insurance in the marketplaces created for the uninsured and those who buy their own coverage. Window shopping is fine for now because the key deadline for coverage doesn't come until December.
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Seven years ago, Massachusetts launched its own experiment with health insurance exchanges. Those involved in that experiment say it's gone smoothly, and as a result, 97 percent of the state's residents now have health coverage. Some called the program Romneycare; some still do.
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If all goes as planned, people who don't have insurance will be able to shop for it on online insurance marketplaces starting Tuesday. As long as people sign up by Dec. 15, they'll be covered starting Jan. 1.
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With online health-insurance markets set to open this week, it's still unclear whether healthy people will sign up. Yet the success of the program depends on them.
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According to a report released by the Department of Health and Human Services, "premiums nationwide will ... be around 16 percent lower than originally expected," and 95 percent of uninsured people live in a state with average premiums that are lower than expected.
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The online marketplaces created by the Affordable Care Act so people can compare health plans and sign up for health insurance are scheduled to open for business on Oct. 1. As the date approaches, opponents of the administration's health law are ratcheting up their efforts to stop it.
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A college student will be able to shop for health insurance on one of the exchanges planned to open for business in October. But depending on the family's financial circumstances, he may be better off staying on his parents' plan or looking into Medicaid.
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For online insurance brokers, selling health insurance through the Affordable Care Act presents a new opportunity — and a new competitor. It's unclear who will come out ahead: the businesses, with more experience, or the feds, who won't charge commissions.
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Can I wait to sign up for health insurance under Obamacare until I get sick? Do young people really have to buy it? And isn't Obamacare really a negative term? Julie Rovner answers these and more as opening day looms for the new health exchanges.