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Freddie Mac has invested billions of dollars betting that U.S. homeowners won't be able to refinance their mortgages at today's lower rates, according to an investigation by NPR and ProPublica.
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In his State of the Union address, the president announced a new initiative to help homeowners save money by refinancing their mortgages. But in an election year, the president may not be able to get such legislation through Congress.
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A program to help homeowners avoid foreclosure is being extended in Colorado and 26 other states. The Emergency Homeowners Loan Program provides emergency…