Homeowner’s insurance

As the insurance crisis deepens in the West and across the country, policies known as surplus lines are becoming more important. This lightly regulated and previously niche corner of the insurance market comes with a number of risks, and a new report from Climate Cabinet Education offers policy recommendations.

In 2025, roughly 4.5% of Utah homeowners policies — or nearly 1 in 20 — were not renewed by insurance providers. That’s the highest rate in the country, and 1.5% higher than the number two state California.

Residents say they support repairing Sumac Avenue but object to being asked to pay for part of an $8.4 million project under decades-old annexation agreements.

Proponents of a bill in Colorado say stronger roofs would mean less damage during storms, and lower home insurance costs.

The new bill would create a fund to offset the costs of major disasters.

Statehouses across the West are considering reforms to respond to the homeowners insurance crisis. While some are hitting headwinds, concern about the issue isn’t going away.

Damage from hailstorms is one factor driving up the cost of homeowners’ insurance in recent years in Colorado. And a new report from the state’s Division of Insurance finds that the threat of hail increases costs all across Colorado – not just along the Front Range. Today on In The NoCo: Why hail is behind higher premiums – and what state lawmakers might do to help.

Homeowners across Colorado may have expected their property tax bills to go down this year.

A new law allows for this carve out in Nevada

As many homeowners face a growing insurance crisis, state leaders across the region are considering reforms. Two groups have recommendations for them as state legislatures begin convening again.